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Barclays doesn't just do banking: you can get your insurance there too if you want. Benefits include a low-cost single trip option for holidays lasting between one day and a month; an emergency medical helpline and optional extras such as winter sports cover and upgrades on cancellation and personal accident cover. You'll also get a 'personal incident manager' to process your claim and there's an emergency line to help you if any domestic crisis occurs while you're on holiday. As with all travel insurance policies, there are limitations too. Unlike some travel insurers, Barclays requires all its clients to be under 65. You must also not have made more than one claim on travel insurance during the preceding year.

Barclays offer various travel insurance discounts

For more information about Barclays travel insurance and to read the single and multi-trip policies in full, visit the Barclays personal banking site at www.barclays.co.uk. As with other online insurance providers there are preferential rates for buying online, although the site doesn't specify what they are in the banner which tells you that. There's also a 20% discount if your home contents insurance covers your possessions while you're away. The possessions section of the travel cover then doesn't apply so it's not exactly a straightforward discount on the policy, but the waiver is useful. In recognition of the UK's new insurance laws, Barclays will not recommend a particular policy to you but leave you to choose your own from the options outlined. And it's also a good idea, as always, to use your freedom of choice to investigate as many providers as you can before deciding on any particular policy or insurer.

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