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The Asda travel insurance site promises a possible saving of 50% on other travel insurance policies. It's certainly true that buying travel insurance separately from your holiday can help you save money, and that generally the travel cover from the big supermarket chains can be good value. As is always the case with insurance, however, what is suitable for you will depend on your situation and expectations and to get the policy which fits best it's worth doing some research.

Asda travel insurance, which is underwritten by Norwich Union, includes the provisions you would expect from standard travel insurance, such as medical expenses of up to £5,000,000 and personal liability of £2,000,000. There's single trip and multi trip cover and optional extras including lost/stolen/damaged baggage and winter sports cover. The claim line is open every hour of every day of the year and there's also a travel advice line. You can read the full policy document on the site - and it's very important to do this with any travel insurance document because they are well known for the amount of caveats they contain (often for good reasons).

Asda travel insurance and confusing caveats

For example, if you take out a policy with Asda you have to inform them if the trip you are taking depends on your good health or that of a travelling partner, close business associate or dependent if the person in question has had a serious or chronic illness or has had medical treatment in the last 12 months. If you don't, the company will not pay out for claims relating to the illness in question. This is in fact a common proviso, but it's hard enough to get your head round it when you've been told about it, let alone guess that it might be in there without reading it.

For more information about Asda travel insurance, have a look at the website at www.asdafinance.com. There's a 5% discount for booking online.

 

 

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