Posts filed under 'Travel Insurance'

Travel Insurance

Did you know that it is illegal for a travel agent to insist you take out their Travel Insurance rather than use an outside or independent source? Apparently there are still tons of people being caught out by uncouth travel agents.

Another thing that surprises me though is that people are still not convinced that they need Travel Insurance. In a recent survey, Sainsbury’s Bank found that an astounding 13 percent of UK travellers chose to go insurance free!! Another survey found that 1 in 7 people take out Travel Insurance with inadequate cover. There are some really good reasons for you to make sure you treat your Travel Insurance as part of your basic check list when planning a holiday. Recently two close contacts of mine have really needed their insurance.

Many case studies have shown that things do go wrong on holiday. Something as simple as falling, or becoming ill or having an accident. People tend to forget that insurance covers more than just the hospital treatment or the local Doctor. Issues like loss of or theft of luggage or money are forgotten. If a visit is somehow cancelled due to, say ill family members, or if you are ill abroad, your family may need to fly out to be with you. There is also the issue of the cost of an Air ambulance if you need to be flown back home. Did you know that a flight from the Balearic’s could cost you in the region of £10-12,000 for an air ambulance? All these risks and more can be covered by taking out travel insurance.

At the end of the day, it is really worth while taking out travel insurance but you don’t have to be taken for a ride in the process. We advice people to shop around when looking to buy insurance. Our site gives you some basic advice and points you in the direction of some reputable companies like Directline, Churchill, Norich Union and for people over 50, Saga.

Have a read of the site and let us know if you want more on Travel Insurance?

Doreen B

Add comment March 23rd, 2006

Travel Insurance

If you are going skiing or doing any kind of extreme sport don’t assume that an average travel insurance policy will do because it wont. Also, loads of people seem to think that their house insurance should cover them for travel as well - surprise, it doesn’t! If you think I am stating the obvious think again. Did you know that 1 in 3 British travellers go on holiday without any travel insurance let alone considering being covered for extreme sports. If you travel uncovered you can expect major medical bills. An example - just a broken leg in Europe could cost you on average about £25.000. If you need to be air lifted from a ski slope or flown back home the cost could be in the region of £60.000. Not worth it when you consider most holidays cost between £4000 and £8000. Why take the risk.

Add comment December 8th, 2005

Travel Insurance - Is it a rip off

You know I (Steve) really think that if you are going to Europe from the UK travel insurance is just a big money spinner for the insurance companies. That’s just my opinion - I personally only take travel insurance if I visit a country in Africa, Asia and the USA.

On the site we have tried to give you unbiased reviews on all the major Travel Insurance companies in the UK. There are DIRECT links to all of these sites to assure you it is not in our interest to promote one over the other. What I mean here is that many insurance sites track where their traffic has come from and pay that site a commission - we do not.

Give us your opinions on it.

Add comment December 1st, 2005


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